Skip to main content

Mortgage Loans in Birmingham, Michigan

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

Learn More!

FHA

Learn More!

VA

Learn More!

Jumbo

Learn More!

Rehab

Learn More!

USDA

Learn More!
Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

DOWNLOAD OUR HOMEBUYER’S MORTGAGE GUIDE

All about Birmingham

Birmingham is a city in Oakland County in the U.S. state of Michigan. It is a northern suburb of Detroit located along the Woodward Corridor (M-1). As of the 2010 census, the population was 20,103.

Source: https://en.wikipedia.org/wiki/Birmingham,_Michigan

History of Birmingham

The settlement’s original plat was surveyed and recorded on August 25, 1836, in the northwest quarter of section 36, then owned by Rosewell T. Merrill, who also ran the town foundry and the thrashing machine factory. Merrill named his plat “Birmingham” after Birmingham, England; he envisioned that it would also become a great industrial center. Elijah Willits recorded a plat on his property on December 20, 1837. John W. Hunter followed suit with two plats on his property on January 31, 1840, and June 21, 1842, while Major Hamilton laid out a plat on October 7, 1846. Several other properties were subsequently platted as additions. The plats made in 1836 and 1837 were in anticipation of completion of the Detroit and Pontiac Railroad.

Now known as “Birmingham”, the village first received mail through the “Bloomfield” post office. Birmingham established its own post office on April 5, 1838. The settlement incorporated as a village in 1864, comprising the northern half of section 36 and the southern half of section 25, with a total land area of one square mile. The first village elections were held March 1, 1864. It was soon governed by a seven-man board of trustees, who appointed a marshal and a treasurer. Birmingham re-incorporated as a city in 1933. Prior to this, the area just north of 14 Mile along Woodward was known as “Eco City”.

The names of the city’s founders appear throughout Birmingham in civic institutions and commercial businesses: Pierce Elementary School, Hunter House Hamburgers (which was located on the road formerly known as Hunter Boulevard, which bypassed downtown to the east and was renamed Woodward, with the original Woodward Avenue section renamed Old Woodward), Hamilton Hotel, Willits Building, and Merrill Street. Hall & Hunter Realtors adopted their name in honor of the builder and occupier of Birmingham’s first home.

Source: https://en.wikipedia.org/wiki/Birmingham,_Michigan

Art and Culture in Birmingham

Settlers founded the First United Methodist Church in 1821 and conducted services in Elijah Willets’ tavern. Its current structure was built in 1839; it is now the oldest church building in the city. Other houses of worship represent many religions.

George H. Mitchell and Almeron Whitehead were two of a small group of bachelors who had formed a club called The Eccentrics; they published a newspaper of the same name, issuing the first edition on May 2, 1878. At a price of 2 cents, The Eccentric provided a “live home paper, replete with all the news of the day”, with considerable emphasis on the “local items of importance occurring in Birmingham and immediate vicinity”. By the turn of the 20th century, The Eccentric ran advertisements for Detroit stores and theaters, as well as offers of property and houses suitable for the “commuter”. In the 1920s, the slogan of The Eccentric was “For a Bigger and Better Birmingham”. Today, the Birmingham Eccentric newspaper continues its role as reporter of the community’s local news.

In 1923, a group of friends formed The Village Players of Birmingham, a private theatre club. Originally, performances were given in the community house. In 1928 the group commissioned their own theater just outside the downtown area. Today this all-volunteer group is open to everyone and puts on five shows each year.

Birmingham’s Community House, opened in 1923, is located in downtown Birmingham. It is a non-sectarian, non-partisan venue used for meetings, banquets, weddings and other celebrations.

In 2008, the Birmingham Little League won the nine- to ten-year-old Little League state championship. The team beat Western Little League 12–5 to earn the title.

Source: https://en.wikipedia.org/wiki/Birmingham,_Michigan

Rami Daood

President/Founder + President's Club Broker  //  NMLS #1065919

Rami Daood, founder of RightWay Lending, is an award-winning loan originator who has been recognized as a top producer since 2013. Most recently in 2018 and 2019, Rami was ranked top 4 amongst thousands of loan originators for the biggest mortgage giant across the nation.

Our goal is to provide you with exceptional service during every step of your home refinancing or buying process. We make the American Dream of homeownership possible through sound, honest, reliable and professional mortgage planning of the highest caliber.

rami@callrightwaylending.com(586) 321-4759
Rami Daood Mortgage

Rami Daood

Rami Daood Mortgage

President/Founder + President's Club Broker  //  NMLS #1065919

Rami Daood, founder of RightWay Lending, is an award-winning loan originator who has been recognized as a top producer since 2013. Most recently in 2018 and 2019, Rami was ranked top 4 amongst thousands of loan originators for the biggest mortgage giant across the nation.

Our goal is to provide you with exceptional service during every step of your home refinancing or buying process. We make the American Dream of homeownership possible through sound, honest, reliable and professional mortgage planning of the highest caliber.

rami@callrightwaylending.com(586) 321-4759

Why work with us?

1

We shop

We work with you to create your perfect mortgage scenario and compare options from dozens of the country's top-rated lenders.

2

We quote

Our value-hunting software and expert loan officers find you the best combination of loan product, rate, fees, and service.

3

You SAVE!

Start saving right away with peace of mind of having the best mortgage possible for your unique scenario! We'll even periodically review your loan and reach out if we find we can save you more!

Top Mortgage Rates

Download our Homebuyer’s Guide!

X