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Mortgage Loans in Royal Oak, Michigan

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Royal Oak

Royal Oak is a city in Oakland County in the U.S. state of Michigan. As of the 2010 census, the city had a population of 57,236.

The city is located along the Woodward Corridor, and Interstate 75 and Interstate 696 also pass through Royal Oak. As a northern suburb of Metro Detroit, the city is about 3 miles (4.8 km) north of the city of Detroit. Portions of the Detroit Zoo are within Royal Oak, extending into neighboring Huntington Woods.

Source: https://en.wikipedia.org/wiki/Royal_Oak,_Michigan

History of Royal Oak

Early Europeans in this area near Fort Detroit in the 18th century were mostly French. Some traded with the Sauk, Huron, and other Native Americans in the area. After defeating France in the French and Indian War/Seven Years’ War, Great Britain obtained New France, including Fort Detroit and environs. Initially part of British Indian Territory, the area became part of the reorganised Province of Quebec in 1774. After the American Revolutionary War, Michigan was transferred to the United States in three phases: 1796, Lower Peninsula; 1818, Upper Peninsula; 1827, Drummond Island.

Royal Oak was named in 1819, during one of the surveying expeditions led by Territorial Governor Lewis Cass. A large oak tree at this small settlement reminded Cass of the story of the Royal Oak, where King Charles II of England, Scotland and Ireland hid to escape capture by the Roundheads after the Battle of Worcester, so he chose that name for the settlement.

Royal Oak was not incorporated as a village until 1891. It was reincorporated a city in 1921.

Source: https://en.wikipedia.org/wiki/Royal_Oak,_Michigan

Geography of Royal Oak

According to the United States Census Bureau, the city has a total area of 11.79 square miles (30.54 km2), of which 11.78 square miles (30.51 km2) is land and 0.01 square miles (0.03 km2) (0.08%) is water.

Royal Oak developed around a river, the Red Run. Vinsetta Boulevard was built skirting a source branch of the Red Run for its median. In the 1930s, Vinsetta’s entire median, along with the river and all but the tops of the bridges for the crossing streets were filled in as part of a WPA project during the Great Depression. During 1967–8, the rest of the river in Oakland County was buried within a six-foot drain pipe.

Extensive tree-planting has taken place since the 1930s, leading to the town being nicknamed “The City of Trees”, although recent increased developments have caused controversy about the maintenance of the city’s urban forest.

Source: https://en.wikipedia.org/wiki/Royal_Oak,_Michigan

Rami Daood

President/Founder + President's Club Broker  //  NMLS #1065919

Rami Daood, founder of RightWay Lending, is an award-winning loan originator who has been recognized as a top producer since 2013. Most recently in 2018 and 2019, Rami was ranked top 4 amongst thousands of loan originators for the biggest mortgage giant across the nation.

Our goal is to provide you with exceptional service during every step of your home refinancing or buying process. We make the American Dream of homeownership possible through sound, honest, reliable and professional mortgage planning of the highest caliber.

rami@callrightwaylending.com(586) 321-4759
Rami Daood Mortgage

Rami Daood

Rami Daood Mortgage

President/Founder + President's Club Broker  //  NMLS #1065919

Rami Daood, founder of RightWay Lending, is an award-winning loan originator who has been recognized as a top producer since 2013. Most recently in 2018 and 2019, Rami was ranked top 4 amongst thousands of loan originators for the biggest mortgage giant across the nation.

Our goal is to provide you with exceptional service during every step of your home refinancing or buying process. We make the American Dream of homeownership possible through sound, honest, reliable and professional mortgage planning of the highest caliber.

rami@callrightwaylending.com(586) 321-4759

Why work with us?

1

We shop

We work with you to create your perfect mortgage scenario and compare options from dozens of the country's top-rated lenders.

2

We quote

Our value-hunting software and expert loan officers find you the best combination of loan product, rate, fees, and service.

3

You SAVE!

Start saving right away with peace of mind of having the best mortgage possible for your unique scenario! We'll even periodically review your loan and reach out if we find we can save you more!

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