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Mortgage Loans in Troy, Michigan

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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Rehab

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USDA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All about Troy, Michigan

Troy is a city in Oakland County in the U.S. state of Michigan. Its population was 84,035 at the 2022 census, making Troy the most populous city in the county and the 13th most-populous municipality in the state. Troy is a northern suburb of Metro Detroit, located about sixteen miles (25.7 km) northwest of downtown Detroit.

Troy was organized as a township in 1827, and sections of the township were incorporated much later into the cities of Birmingham, Clawson, and Royal Oak. The remainder of the township was incorporated as the present-day city of Troy in 1955.

Troy has become a business and shopping destination in the region, with numerous office centers and the upscale Somerset Collection mall. In 2011, Troy was ranked the safest city in Michigan and the 19th safest city in the United States. In 2008, Troy was ranked 22nd on a list of “Best Places to Live” in the United States by CNN Money, using criteria including housing, quality of education, economic strength, and recreational opportunities. In 2008, Troy was also ranked as the fourth most affordable U.S. city with a median household income of approximately $79,000.

Source: https://en.wikipedia.org/wiki/Troy,_Michigan

History of Troy

The earliest recorded purchases of land in what was known as Troy Township occurred in 1819. A couple of years later a settlement known as Troy Corners was established due to Johnson Niles buying 160 acres in the region. The area is currently the north-central area of Troy. In 1827 Troy Township was established. In 1955, Troy was officially incorporated primarily as a strategy for preventing border cities from taking more land.

It was named after Troy, New York, and the ancient city of Troy, as many of the early settlers, as in much of Michigan, originated from New York.

Source: https://en.wikipedia.org/wiki/Troy,_Michigan

Culture in Troy

The Troy Historic Village is a fully interactive historical museum chronicling the different stages of Troy’s progression from its first settlers to the city it has become today. Located at the corners of Livernois Road and Wattles Road, the village is located behind the old city hall building. Open year-round, the village has ten original, complete structures which patrons may enter and observe how they functioned in the past and how they were decorated, as all buildings are full of artifacts from that period. Each structure is original and was painstakingly moved from its original location to the museum intact. Starting with a log and mud structure used by the first settlers, there is also an 18th-century schoolhouse and estate, a general store, a blacksmith’s shop, a church along with the pastor’s home, and the old city hall, which acts as a general museum. There is a gazebo in the center of the square which will host parties and period bands during annual festivities. Many schools from around the area plan field trips to the museum, and the church is also available for weddings.

Source: https://en.wikipedia.org/wiki/Troy,_Michigan

Rami Daood

President/Founder + President's Club Broker  //  NMLS #1065919

Rami Daood, founder of RightWay Lending, is an award-winning loan originator who has been recognized as a top producer since 2013. Most recently in 2018 and 2019, Rami was ranked top 4 amongst thousands of loan originators for the biggest mortgage giant across the nation.

Our goal is to provide you with exceptional service during every step of your home refinancing or buying process. We make the American Dream of homeownership possible through sound, honest, reliable and professional mortgage planning of the highest caliber.

rami@callrightwaylending.com(586) 321-4759
Rami Daood Mortgage

Rami Daood

Rami Daood Mortgage

President/Founder + President's Club Broker  //  NMLS #1065919

Rami Daood, founder of RightWay Lending, is an award-winning loan originator who has been recognized as a top producer since 2013. Most recently in 2018 and 2019, Rami was ranked top 4 amongst thousands of loan originators for the biggest mortgage giant across the nation.

Our goal is to provide you with exceptional service during every step of your home refinancing or buying process. We make the American Dream of homeownership possible through sound, honest, reliable and professional mortgage planning of the highest caliber.

rami@callrightwaylending.com(586) 321-4759

Why work with us?

1

We shop

We work with you to create your perfect mortgage scenario and compare options from dozens of the country's top-rated lenders.

2

We quote

Our value-hunting software and expert loan officers find you the best combination of loan product, rate, fees, and service.

3

You SAVE!

Start saving right away with peace of mind of having the best mortgage possible for your unique scenario! We'll even periodically review your loan and reach out if we find we can save you more!

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